While a number of car dealerships have been quick to make an online auto loan calculator available to potential Internet customers, banks have not chosen to create a complementary tool. As a result, customers have welcomed the availability of the auto loan calculator, but have overlooked the absence of any sort of “savings calculator.”

One ad for the ING savings account underlines the consequences of that missing calculator. Fewer and fewer members of the public have chosen to maintain a savings account. As a result, fewer and fewer people can do without using an auto loan calculator before attempting to purchase a car.

The online presence of the auto loan calculator suggests that every car buyer must plan to establish the terms on a car loan. The online presence of that calculator leaves the internet viewer with the impression that every car buyer must plan to take out and pay interest on a car loan.

The cost of the present-day car does seem to rule out the possibility of making cash payment on a car. Still, as it becomes harder and harder to sell cars, car dealers have found it necessary to offer more and more incentives. One incentive has been the cash back promise. By making an effort to save diligently, a consumer might manage to combine a cash back offer with his or her own stash of cash.

First Name     Last Name           Email:   State: Select State...AlabamaAlaskaArizonaArkansasCaliforniaColoradoConnecticutDelawareDistrict of ColumbiaFloridaGeorgiaHawaiiIdahoIllinoisIndianaIowaKansasKentuckyLouisianaMaineMarylandMassachusettsMichiganMinnesotaMississippiMissouriMontanaNebraskaNevadaNew HampshireNew JerseyNew MexicoNew YorkNorth CarolinaNorth DakotaOhioOklahomaOregonPennsylvaniaRhode IslandSouth CarolinaSouth DakotaTennesseeTexasUtahVermontVirginiaWashingtonWest VirginiaWisconsinWyoming   Offers: Auto Loan Auto Warranty Auto Insurance